I’m about to set sail on a journey, Clever Friends, and I want you to come with me. I’ve consolidated all of my outstanding unsecured debt to a single credit card using a 0% interest offer, and I’m dedicated to paying it off by the end of the year. The balance of the account stands at $9,888.00 and I’m going to do whatever it takes to pay it off.
I’m going to pay off $9,888 of debt by the end of 2016.
On the 15th of each month (or as close to it as possible), I’ll be posting a debt take down summary. I’ll report how much I’ve paid off in the preceding month, and where the funds came from. When I say I’ll do whatever it takes, I mean it. I have resources available, and I plan to take advantage of all of them.
To pay off the debt by the end of the year, our discretionary spending allocation has to decrease. My wife and I have done a full budget make over. We can sacrifice for a few months to get this debt taken care of.
I haven’t done much of this lately, but it’s time to start scouring the job boards. I’m registered with several mystery shopping services, and at one point had maxed out at $100 – $150 a month. That could play a significant role in getting this debt paid off by the end of the year.
My employer has an intellectual property incentive program that pays out for ideas that are deemed worthy to be a patent application. I’ve got several ideas, and if any of them are accepted I can earn a nice slice of cash to help my cause.
I want this $9,888 of debt gone by the end of the year. By documenting monthly progress to you, my Clever Readers, I hope to gain some extra motivation and accountability to make sure that happens.
Do you have some debt you really want to pay off by the end of the year? How about we do it together!!!
Brought to you courtesy of Brock