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Brock Kernin


  • A former dentist of ours would offer a couple of percent off if you paid your balance on the day of treatment. They would estimate the balance and if you paid there, you got a little bit of a break. Interestingly enough, there was never a discount for the method by which you paid. I think for them, having the funds available on the spot was their ‘sweet spot’ and not so much the processing costs.

    • I’ve encountered those kinds of discounts as well – I think you’re right. Not having to deal with billing and calling people about their bills is worth a few percent.

  • I’m surprised they wouldn’t offer a discount for debit cards. I know usually debit cards are much cheaper to process than credit cards. When I was in retail, they were cheaper to process than checks as well.

    • I know that debit cards are cheaper to process than credit, but I didn’t know there was a charge for checks. Thanks for your comment, Emily!

  • I had a tooth pulled last year, and a prep done for an implant, to the tune of about $2500 dollars. Paying by check was free; using debit or credit cards incurred a surcharge. Good thing i still carry my checkbook in my purse (though I’ve often wondered why I bother).

    • Yikes, that’s an expensive tooth! That’s an interesting approach, but an effective one. Only charge those that use debit/credit for the cost….

    • That’s true….of course that’s because they keep the money as an “under the table” transaction to avoid paying taxes on it. 🙂

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