I waffled about writing this article, but I decided to go for it. You see, when I see an article with a certain set of names, I don’t even bother reading it. Those names? Dave Ramsey and Suzy Orman. So writing this sort of breaks my unwritten rule.
I don’t necessarily have anything against these people. I’d rather just read something else when I come across their names. I know, I know, back in January, I wrote about snowballing debt, but I confess that I didn’t know it was a Ramsey term at the time. I caught wind of it around the blogosphere and liked the sound (and visual) of it.
But let me explain further. I have all the personal finance advice I need right here in my reader list. But that’s not all. I don’t get excited about bandwagons and overzealous disciples. I don’t like reading an article that parses every word someone says, whether it’s Ramsey, George Bush, or even verses of the Bible (don’t take that the wrong way). I didn’t like hearing about the Casey Serin drama (sorry Mapgirl). I’m just not that into finances to care (but that doesn’t mean you shouldn’t).
I don’t live my life by mantras or quotes (don’t quote me on that though). I don’t read self-help books. I don’t like reading personal finance books, unless it’s more of a story. And that’s why I don’t really care what a “financial professional” says. They may have good, sound, basic principles, but outside of the following , any other advice varies drastically based on your own situation. The financial basics are:
- Spend less than you earn
- Save, invest and donate the rest
I don’t care about other principles. I want to read YOUR stories of success (or failure), not some “how-to” articles. That’s why you haven’t seen many “how-tos” from me; I’d rather tell you what I learned from my own or others’ mistakes. Sure, sometime in the future, I’m sure I’ll write “How to fix your debt problems” or “How to save more money”, but not right now. I’m still learning these things myself, so I can’t speak with authority and have you take me seriously, right?
So that explains why you won’t see me writing about “financial gurus” and their books. I might write a book review, but I’ll just have a more personal perspective than theological.
Next up, why I don’t talk about investing…