My life insurance agent told me a joke once: A doctor informs a patient that she only has a few months left to live. Distraught, she asks her doctor what she should do. “Marry a life insurance agent,” was the doctor’s reply. “Why?” asked the startled … [Read more...] about Understanding Different Types of Insurance: Term Life vs. Whole Life
Buying a home is a significant expense and a personal investment. It is sometimes considered the last great investment of a lifetime. Perhaps not a significant financial investment, but a personal investment for oneself and a family to care for. The … [Read more...] about More Serious Than You Think: The Financial Effects of Mold Exposure in Your Home
It is never enough to drive well. You need a well-maintained car that is equipped to drive well. Your car and your driving are only as good as your tires. Your tires may be designed for pavement, off-road travel, and even to protect against the … [Read more...] about Prepare for Winter Driving With the Best Snow Tires
I spent almost $800 on a gym membership a few years ago. It was the most embarrassing waste of money I ever spent. Going to the gym is great, don’t get me wrong. It's just that most people, like me, have no intention of going regularly. Paying for a … [Read more...] about Unused Gym Memberships Waste Money (And Are A Boon To Gym Owners)
I've been thinking a lot about what it will mean for me to be a homeowner financially and physically as I get older. In a little over two decades, I will be a senior citizen. The average homeowner can pay anywhere between $1,500 to $3,000 a month in … [Read more...] about What Is a Jumbo Reverse Mortgage and Is It Right for You?
I am guilty of it. You are guilty of it. Americans are a spending society. We are a nation of consumers. We buy a lot of things that we just want, don’t need, or have a particular use for. A commentary on modern society? Maybe. Yet, it is also a true … [Read more...] about Are Extended Warranties Worth It? Not Really