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Yes, You CAN Afford That!

 

how to afford buying things, buying items tips, purchasing advice

You can afford that thing you’ve been dreaming of. There are obviously limits to that statement given our financial state, but for the most part, the things we dream about are within our reach. The reason we don’t have them, however, is because we simply don’t make it a priority.

I’ve had my eye on a new smoker lately. I’ve been using an inexpensive hardware store smoker for years, and have gotten to the point where I’m ready to go all in on this hobby and get a high-quality piece of equipment. The one I’m looking at, after having to pay to have it shipped across the country, will cost about $1800. On one hand, it seems achievable. On the other hand, we never have that amount of cash just laying around. It’s easy to just throw out the phrase, “We can’t afford it.”

Recently we had an unexpected expense of $300. Instead of dipping into the emergency fund, we simply decided to clamp down the budget a little tighter for the next few weeks. We would consciously stick closer to home, and ratchet down the grocery bill and look for things to eat to clean out our freezer.

It all comes down to a matter of priorities. We were able to make changes to our budget to accommodate the $300 expense because we were motivated to not touch our emergency fund. We made not touching the emergency fund a priority over using all our discretionary funds for two weekends.

This experience made me think if we can squeeze $300, not an insignificant amount of money, out our budget in just a few weeks, why couldn’t we afford my smoker over a longer period of time. To afford something that may seem affordable, perform these steps:

Assess Importance

Reassess how important your dream is. You have to know that this dream is worth giving up other activities, items, or services for some amount of time.

Determine Needed Sacrifices

Next, figure out what you are willing to give up, and how long. This will also give you an idea as to the timeline it will take to achieve your goal.

Keep Your Eye On The Goal

Put visible reminders of your goal in your daily life. This will help motivate you and remind yourself why you’re making sacrifices.

Expect Setbacks

Things are going to go wrong. There are going to be times when you’re going to have to divert your funds away from your goal towards something else. You have to expect that, but don’t let it discourage you. Get back to working on your goal as soon as you can.

The next time you think you cannot afford something, think again. It’s all about priorities. I can afford my new smoker, and you can afford whatever it is you’re dreaming of too.

 

 

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Brock Kernin

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