What to Do After a Car Accident
One of the most shocking and disorienting situations you may come to face during your lifetime is a car accident. Even a minor fender-bender can throw you into a panic where you aren’t thinking straight.
After being involved in a car accident, there are necessary steps to take for health, legal, and insurance reasons. In this article, we’ll go over all of the steps you’ll need to take after getting into a car accident.
- Check Yourself and Passengers for Injuries
The moment your car collides with something or is hit by something, you could be at risk for injuries. The first thing you should do after an accident is check yourself for injuries. If you aren’t injured badly and can move, check on the passengers.
If you are sustaining serious injuries, stay where you are if possible and wait for help. Moving yourself could cause more damage to your body.
- Move the Vehicle to a Safe Spot
If possible, move the vehicle to the side of the road or a sidewalk to get it out of the middle of the street. Having a blockage on a highway or major road can cause even more injuries. If people aren’t paying attention, they can hit your cars creating an even larger accident.
- Call for Help
Even for slight fender-benders you must call 911 for help. The police and an ambulance if necessary will come and examine the scene and take statements. Don’t decide against calling the police as it could cause major problems when you file your insurance claims. Most companies will ask for the police report.
- Exchange Info with the Other Driver
While you wait for the authorities to come, exchange your information with the other driver. This information includes:
- Driver’s License
- Car Make, Model, and License Plate
- Insurance Information such as Policy Number
Keep this information in a safe place as you’ll definitely need it later.
- Examine Car Damage
Take a look at your car and see what damage it endured. It could just need some repairs or it could be completely totaled. If it’s totaled, you’ll have to call a tow-truck to lug it away.
However, if the car is still drivable and just needs some repairs, you’ll want to get some estimates from mechanics. Services such as American Automotive can get you estimates quickly and work with your insurance company during the claims process.
- Start the Claims Process
There’s going to be a good deal of paperwork when you go through and start the claims process with your insurance company. Whether it was your fault or not, you’ll have to answer a lot of questions and give plenty of information.
Remember to be patient and take care of yourself and your passengers before worrying about your car. Cars are replaceable! The most important thing is to make sure everyone is okay and that you take the necessary steps to collect the right information after a car accident.