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Clever Dude


  • Most banks have their own version of coinstar that does not charge you any money and puts the amount into your savings account or checking account. I know that my bank does

  • We use a Coinstar at our grocery store to convert monthly coins into cash to use towards our grocery bill. I should probably investigate taking these by the bank instead, as the fee is eating away at my savings, slowly. It is just so convenient!

  • So, with 100% match for the first 3 months, could I constantly charge my debit card 1.01, from say paypal, having 99 cents put into my savings from my own account, while BoA also matches the 100%?

    If I did that hundreds or thousands of times, that could be an easy way to make a bunch of money!

  • Shawn, yes you can and that’s exactly how people game the system. Actually, I’ve read of people charging $1.01 of gas, ending the transaction and then starting a new one until their tank is full. For a 20 gallon tank at $3 per gallon, that’s what, like $55-60 match? Oh, and a lot of hatred from the store owner for the per-transaction charges and all the people waiting for you in line.

  • I love this idea! I do a lot of charging to my eftpos card and I am sure this would help contribute to my savings throughout the year. Now to find out whether any Australian bank does the same thing….
    Also, I suggest that besides coinage, whenever you break a twenty for something, try to put the left over notes into a tin as well. It makes for a great christmas fund.

  • Every couple of months, I’ll empty out our piggy bank, go to Commerce Bank, turn it into cash and then deposit into our savings. Only bad thing is I only have times on Saturday to do this and it seems like everyone else is changing their change at Commerce too.

  • I don’t mind picking up pennies or any other coins. They add up. Almost everywhere I go I find a penny, sometimes a few in the same area. A dime or quarter once in a while is another find. We save all the change we get. We roll the coins ourselves and once a year take them to the bank to either deposit or cash in. There are times where I won’t pick up the coins but they are few and far between.

  • Nice post. Sometimes when people think they need to save money they think large amounts. If they can just get in the habit of saving loose change or maybe a dollar a day it can start them towards financial independence. Starting small is a way to develop a large habit of saving money.

  • picking up all change is a good idea even if its dirty..i would like to add that every fast food place you have ever eaten has food that has been handled by kids who never wash there hands so you might want to think of that the next time you pass up that dime because its in a little mud..i never pass up change on the ground it goes in a jar that i use for yard sale money every summer.

  • A few years ago we had a large number of rooms of tolls, so I started to separate the parts and put the containers in 35 films. Now it has become a practice to save hundreds of dollars each year in this way.

  • The coupon is the one way to save money. I don’t think that saving money is the better option. Why should we cut down .If you do that you become frugal. What i think is that instead of saving money you should start earn extra money and do less expense. This is one of the better way. I am a musician i spend a lot in instruments. So from last year i started taking guitar class so that i can earn more. I earn $800 to $100. p/m ,so it’s better to earn more and less expense

  • I just found your blog, looks awesome. This is a great tip – every time I break a bill I keep the coins. I personally would rather use my time than a coinstar to count the change – it really doesn’t take long to roll up change. I started this and within a few months had over a hundred dollars (it took me 20 minutes max to roll it – plus no driving to the closest Coinstar!)

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