Finances & Money

Ways to Reduce the Cost of Your Home Expenses

There are so many expenses to running a home. It starts with a mortgage, homeowner’s insurance, and property taxes. From there you have things like your utilities, cable, water and pest control. These are just the basics and don’t include daily expenses like food and essentials, school, gas in your car and maybe an evening out. Luckily, there are ways to cut costs on almost anything. 

Heat and Cooling

You want your home to be comfortable but that doesn’t mean you have to waste your hard-earned money to enjoy it. With regards to your heating and cooling system, chances are good that you have it set at a specific temperature. If you keep it that way when you sleep or are away from home you’re spending money needlessly. By replacing your manual thermostat with a programmable one, you can adjust the settings as needed. For instance, when you are at work, raise or lower your heating system per the time of year. and, then set it to go back to your desired temperature an hour before you arrive home. At night, you can either raise or lower the thermostat just a few degrees. 

Pest Control

A big part of enjoying your home means that you keep the pests out as much as possible. Addressing a rodent, roach, or other infestation calls for the professionals, but take the time to find a reputable pest control service rather than a random one.  For example, residents of the Mile-High City would look online for Denver Pest Control companies and compare options. Homeowners can also save on pest control through preventative efforts. These include checking the perimeter of the home and looking for likely entryways for unwelcome critters. Scrubs or trees leaning on the home give bugs and rodents a place to hide and convenient access inside. Remove any vegetation situated too close to the home. You should also check for cracks and close off outside water sources in the winter months. In the kitchen, make sure that your boxes are sealed and that your counter and floors are clean.

Cable or Satellite Television

Most people have either cable or satellite television hooked up to their home. These services can run upwards of $150.00 or more each month. If you add that up over the course of a single year you’re looking at nearly $2,000.00. And, to add insult to the ginormous bill you probably watch just a handful of the channels you pay for. Instead of accepting that this is the way it is, make changes. Contact your service provider and see if a lower package has the channels you enjoy. Or, get services like Hulu or Netflix and reduce your cable to basic service. 

Pay a Little More and Save A Lot Over Time

If you have older, inefficient appliances, upgrading to energy-efficient ones may cost a bit more initially, but over just a short time they will prove to be worth the expense. Energy-efficient appliances consume less energy, translating to lower utility bills. Replacing outdated appliances will also make your life easier, helping to free up time that you can use for things you enjoy. 

Food Shopping

Many people head off to the grocery store unprepared. They don’t make a list and never use coupons. This practice is costing you a lot in your wallet. Before you go food shopping plan out meals for the week and then prepare a list of the foods you need to make these entrees. After you have your list composed, gather the local flyers from the supermarkets in your area or go online to view them and see who’s offering the best prices for the things you need. Then go to one of the many free sites that provide manufacturer’s coupons and print out the ones you need. By doing this you can save hundreds or more in just a year. 

You love your home and want to enjoy all the comforts it provides for you and your family. However, it doesn’t mean that you have to go broke doing it. 

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Susan Paige

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