It's well known budgeting and a spending plan are two activities useful in keeping your finances on track. But, even the best of us fall off the wagon from time to time. Such has been the case with my wife and I over the last few months. It didn't … [Read more...] about A Spending Plan Reduced My Weekly Spending 60%!
This is the third part in a series of posts about creating a budget. In the previous two posts we have: Created a calendar that showed our income stream vs. our monthly expenses, how to calculate what is left over, and discussed defining a … [Read more...] about How To Build A Budget Series Step 3: Creating A Proactive Spending Plan
Having a plan for your money is a must if you are to successfully manage your finances. A general contractor wouldn't dream of building a home without blueprints, an engineer wouldn't think of building a new computer chip without a schematic, and … [Read more...] about How To Build A Budget Series Step 1: Tracking Income and Monthly Expenses
I run consistently, piling up nearly 50 miles in a week when I'm marathon trailing. Because I roll my right foot when I run, I need a specific type of shoe to keep from injuring myself. As most runners, I'm very loyal to my shoe. I've found … [Read more...] about Would You Bust Your Budget to Save Money Later?
My wife and I agreed to let our son travel with friends ninety minutes to a major metropolitan area to go to his first concert. A few days later, after I found out he had purchased his ticket, I asked if he was setting aside money for … [Read more...] about Budget vs Spending Plan and Why I Need Both