You've saved for retirement and built up a sizable nest egg. However, you forgot to consider one factor – excessive debt as you approach retirement. Too many seniors are facing that grim scenario. According to the Employee Benefit Research … [Read more...] about Seniors Are Racking Up Excessive Debt
How's your 401(k) or IRA doing? A typical 401(k) plan returns from 5% to 8% based on a portfolio of 60% stocks and 40% bonds and other conservative investments. If your retirement plan is not meeting expectations, you may be tempted by the high … [Read more...] about Can You Put Cryptocurrency in Your IRA? Study Shows Interest.
Is now the time to throw conventional investment wisdom out the window? Financial advisers will tell young people to put their retirement investments into funds that have a higher risk. The theory is, the potential for higher gains … [Read more...] about Should You Be Investing More In The Stock Market?
If you're diligently working towards financial freedom, a significant amount of your income is undoubtedly being funneled into retirement accounts. The government has rules pertaining to how much a person can contribute towards retirement accounts, … [Read more...] about IRS Retirement Contribution Changes for 2017
I'm a huge fan of motivational quotes. I saw one on Friday morning that I couldn't quite get my arms around at the time. I don't remember the exact words, but essentially it stated the goal, or at least one of the benefits of financial freedom, was … [Read more...] about What’s Your Definition Of Financial Freedom?
Last Wednesday the Federal Reserve Board raised interest rates for the first time in a decade. This is in response to the growing perspective that the US economy has stabilized and can therefore handle the gradual raising of interest rates. Having … [Read more...] about The Clever Investor: Loyal3 Update – 12/21/2015
