I received a comment this morning on our Frugal Lunch post that made me very angry. First, the commenter used the F-word. That's a no-no. Read my Commenting Policy. I tagged him/her as spam. I've already responded directly to the commenter, but I … [Read more...] about Frugality is a waste of time
Back in January, I told you all that I decided to try to pay off our Chevy Malibu in 8 months or less. How are we doing? Well, if you check out our debt scale on the right sidebar, you'll see we only have 22%, or $3,286 left of the original … [Read more...] about Only 2 more months to pay off the Malibu!
It's been only 3 months since posting our intent to pay off our Chevy Malibu loan of $15,000 in 8 months, but we've made tremendous progress in paying off the loan. Today, I sent off another $2,000 towards the Bank of America credit card, and the … [Read more...] about In the home stretch – The Malibu is almost paid off!
After reading "Choosing the Best Debt Snowball Method" at We're In Debt, I decided to write up my own snowball method in addition to the two outlined by the King and Queen of Debt: From the King and Queen: 1. Pay down higher interest first - The … [Read more...] about 3 Methods to Pay Down Debt (aka Snowballing Debt)
Ok, you got some extra cash each month. You also have some student loans, auto loans, personal loans, credit cards, or any combination. You want to increase your emergency fund, but you also want to pay down that debt (without piling up more). Which … [Read more...] about Pay Down Debt or Increase Savings?
Credit • Debt • Finances & Money
Ok, so if your credit cards were filing cabinets, and each charge was its own folder, would you have 1 cabinet? 5 cabinets? 20 cabinets? How about folders? 1, 10, 100, or more? I admit it. I have a few cabinets. Right now, all my folders are in … [Read more...] about Got too much credit card debt? Rotate It!
