I received an email stating my son's checking account balance was below zero. Reviewing his account activity, I knew exactly what had occurred. We needed to have a conversation about preauthorization holds vs a transaction actually posting to his … [Read more...] about Beware Of Preauthorization Holds
Having a plan for your money is a must if you are to successfully manage your finances. A general contractor wouldn't dream of building a home without blueprints, an engineer wouldn't think of building a new computer chip without a schematic, and … [Read more...] about How To Build A Budget Series Step 1: Tracking Income and Monthly Expenses
â€œI want to stop having money automatically taken out of my checking account,â€ said my son. I looked at him, puzzled, wondering why he would say such a thing. He was referring to the automatic transfer from his checking to savings we setup to … [Read more...] about Teens And Money: When There’s Too Much Month at the End of Their Money
My son recently entered the workforce with his first part-time job. Last weekend he got his first full paycheck, and I could see the excitement in his eyes. He thought he was swimming in money, and relative to any other time in his life he was … [Read more...] about Teaching A Teenager How To Budget
I pulled into the parking spot and jogged to the front door of my favorite chicken wing restaurant to pick up a to go order. The cashier smiled, made friendly small talk and took my order from the window. She then swiped my debit card and laid the … [Read more...] about What Is The Correct Tipping Etiquette For Take Out?
The Christmas season officially ended yesterday. At least it did for me, and for two reasons. First, I finally ventured out to return a few gifts. But most importantly, I paid the bill. With the exception of a few items, I did all of my Christmas … [Read more...] about The Holidays Aren’t Over Until You Pay The Bill