Since paying off our credit card debt last year (then again after buying a MINI Cooper), we haven't carried a card balance more than a few weeks. Generally, I pay off our card balance even before the statement is sent out. It's a great feeling to not … [Read more...] about Planning to Go Back into Credit Card Debt
Juniata college, nestled in scenic central Pennsylvania, happens to be my wife's alma mater. You may have heard me talk about it recently, although I didn't mention it by name, when I gave out our year-end donation amounts. This time, though, Juniata … [Read more...] about First College to Guarantee 4 Year Graduation…With Free Tuition
Growing up and hearing my parents talk about cars, I always heard one thing: We're always going to have a car payment You can probably see where this is going already, but hear me out. From about 1984-1998, my parents leased a new vehicle every … [Read more...] about Do you always have to be in debt?
Some of you may have noticed that the red bar for the MINI Cooper in our debt scale on the right sidebar is gone. That means that both the bank loan and the 0% credit card loan are all paid off! That also means that we paid off over $19,000 in just … [Read more...] about The MINI Cooper is totally ours. Next up…
In Part One of this series, I talked about giving up luxuries if you find yourself in some financial trouble. However, luxuries are just that: expenses unnecessary to keeping us fed, housed and employed. Different people have different ideas of what … [Read more...] about What could you give up when you’re in financial trouble? – Part Two
Back on September 28th, we bought a 2005 MINI Cooper for Stacie. To refresh your memory, we got a bank loan for $13,285 and put $6,000 on a 0% rewards credit card for a grand total of $19,285. Today, I sent off a check for $13,340 ($55 to cover … [Read more...] about Paid off the MINI Cooper bank loan