How's your 401(k) or IRA doing? A typical 401(k) plan returns from 5% to 8% based on a portfolio of 60% stocks and 40% bonds and other conservative investments. If your retirement plan is not meeting expectations, you may be tempted by the high … [Read more...] about Can You Put Cryptocurrency in Your IRA? Study Shows Interest.
Almost a year ago, I wrote an article about creating a budget, and I even linked to my own sample spreadsheet. But budgeting is such an important personal finance basic that I'm going to write a whole new article about budgeting. Not all of us … [Read more...] about Personal Finance Basics: Financial Planning
If you have an account with eTrade Financial, you may want to take advantage of their commission-free trades today. For me, that's a savings of $12.99 per trade, which really helps with my rate of return since I do low volumes. Here's the blurb … [Read more...] about Don’t forget: Commission-free eTrade stock trades today!
Susan, an extremely fanatical reader of Clever Dude (chuckle), emailed the following question to me. I had to respond that I am not a certified financial anything, so I wouldn't feel comfortable giving this advice: I am about to retire at the age of … [Read more...] about Help a reader with a retirement question
As much as I don't want to make this public, it'll probably make for a chuckle. I got some help from Blain to understand Exchange Traded Funds (ETFs), and what's available regarding renewable and alternative energy. One of the ETFs he recommended (as … [Read more...] about Celebrate my first stock purchase with a…UH OH!