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Clever Dude Personal Finance & Money

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debt payoff, debt repayment journey, debt journey

Debt

September Update: $10,000 Debt Repayment

September 21, 2016
By Brock Kernin
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In June I announced my mission to pay off $9,888.00 in debt by the end of the year.  I'll be utilizing every means necessary to do it, including: Reducing weekly spending Re-starting my mystery shopping side hustle Pick up extra writing … [Read more...] about September Update: $10,000 Debt Repayment

adjustable mortgage tips, adjustable mortgage, mortgage tips

Banking

Adjustable Rate Mortgages are Not Evil

May 6, 2013
By Brock Kernin
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I pulled the familiar looking envelope out of the mailbox knowing exactly what it was. Would it contain good news, or bad? Nine years ago this month we moved into our home.  It was at the peak of the housing boom, and mortgage lenders used … [Read more...] about Adjustable Rate Mortgages are Not Evil

Finances & Money

Personal Finance Basics: Career Planning

March 4, 2008
By Clever Dude
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Up next in the Personal Finance Basics Series is a task that I personally should go through myself: Career Planning. I have discovered what I'm good at doing, for the most part, but I haven't actually taken the time to sit down and figure out what I … [Read more...] about Personal Finance Basics: Career Planning

Finances & Money

Some major financial accomplishments this week

March 3, 2008
By Clever Dude
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I don't announce changes to our debt scales (on the right sidebar) unless something big happens. Well today I made some major changes to some numbers. Stacie's Student Loan The biggest change was that I paid $6000 down on Stacie's student loan. It … [Read more...] about Some major financial accomplishments this week

Finances & Money

Our Student Loan Interest Rate Went Down by 1%!

February 25, 2008
By Clever Dude
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I just opened a letter from our student loan provider that's been sitting in a pile all week. I thought it was the monthly bill for Stacie's loan, but it turns out it was a notification. Here's what it said: WHY WE ARE CONTACTING … [Read more...] about Our Student Loan Interest Rate Went Down by 1%!

Finances & Money

Closing more bank accounts

February 11, 2008
By Clever Dude
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I've mentioned that I'm purging many of my bank accounts in hopes of leading a less cluttered financial life. Here's the current status: Bank of America checking Bank of America money market savings (a higher yield savings) ING Direct … [Read more...] about Closing more bank accounts

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