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Holidays

Frugality

4 Money Saving Holiday Gift Giving Alternatives

January 5, 2018
By Brock Kernin
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Fresh off the completion of another holiday season many of us making a vow to spend less on gifts next year. The problem isn't necessarily with gifts within your immediate family, it's with the extended family celebrations with inlaws. If you're in a … [Read more...] about 4 Money Saving Holiday Gift Giving Alternatives

organizing for Christmas, planning for Christmas , tips to stay organized

Stuff

The One Thing You Need To Stay Organized For Next Christmas

December 28, 2016
By Brock Kernin
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I pulled fistfuls of receipts out of my coat pocket and placed them on the counter. It was the day after Christmas and along with many other consumers, I had a few things to return. Sorting through the pile of crumpled paper looking for the needed … [Read more...] about The One Thing You Need To Stay Organized For Next Christmas

christmas fund, emergency fund, christmas expenses

budgeting

Christmas is NOT A Reason To Use Your Emergency Fund

December 4, 2015
By Brock Kernin
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I've got a confession to make to all of you. I'm not ready for Christmas. This isn't one of those typical Midwesterner complaints stating I'm not ready for snow and cold temperatures. It's really much more serious than that. I'm not financially … [Read more...] about Christmas is NOT A Reason To Use Your Emergency Fund

holiday shopping, holiday spending, shopping season

Spending

How To Prevent Overspending This Holiday Shopping Season

December 2, 2015
By Brock Kernin
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My son came down the stairs, phone in hand, and showed me a gaming headset he had found on the internet. He stated that the headset was exactly what he was looking for, and since it was Cyber Monday he wanted to purchase them at the discounted price. … [Read more...] about How To Prevent Overspending This Holiday Shopping Season

Finances & Money

The Holidays Aren’t Over Until You Pay The Bill

January 12, 2015
By Brock Kernin
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The Christmas season officially ended yesterday. At least it did for me, and for two reasons. First, I finally ventured out to return a few gifts. But most importantly, I paid the bill. With the exception of a few items, I did all of my Christmas … [Read more...] about The Holidays Aren’t Over Until You Pay The Bill

Spending

Happy Return or Exchange Your Gift Season!

December 31, 2014
By Brock Kernin
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Image courtesy of Stuart Miles at FreeDigitalPhotos.net For weeks, shoppers flooded the malls, retails stores and websites in preparation for not only Christmas morning, but also for the gift exchanges included in family gatherings held preceding … [Read more...] about Happy Return or Exchange Your Gift Season!

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