My wife and I tend to balance each other out, it's why we make a great team. She's a very spontaneous, â€œLet's just GO FOR IT,â€ kind of person. I fall more on the, â€œLet's just wait and see,â€ conservative side of the fence. If it wasn't for my … [Read more...] about Delayed Spending Gives You Choices!
â€œI know it's a lot of money, but I was wondering....â€ said my wife as we drove home from work. She went on to explain that she was out of some facial products and was wondering if we could allocate some funds to buy new ones. The salon where … [Read more...] about Budgeting Techniques: Prioritize Purchases vs Delayed Spending