Over 183 million Americans have at least one credit card. Others don’t have a credit card but have other types of credit, such as student and auto loans. Having any kind of credit makes you a credit-active consumer. This means you have a credit … [Read more...] about What Lowers Your Credit Score and How to Long Does It Take to Repair Your Credit?
Have you ever wondered exactly what your credit score actually means? A large amount of the population knows about credit but doesn’t really understand how it actually functions or how it is calculated. If you are aiming to improve your credit score, … [Read more...] about What Does Your Credit Score Mean?
Source: Pexels.com Understanding Credit Credit scores are usually between 300 and 850. The higher the credit score an individual has, the more confidence the provider of a lease may have to provide a lease to them. Having a good credit score is … [Read more...] about How Credit Affects Leasing a Car
Some people don’t realize how beneficial it can be to enter into a financial relationship with credit unions. Knowing that some of your friends are complaining about the banks’ hefty interest rates and service fees, it may be time to consider … [Read more...] about Benefits of Going To A Credit Union
If you're in need of cash, you might be able to get some easily, quickly, and at an insanely low-interest rate. Many people are not aware that a low-interest balance transfer offer from a credit card can be turned into a low-interest loan, with the … [Read more...] about How To Get Cash Using Credit Card Balance Transfer Offers
The way your finances are represented by the three credit reporting bureaus shouldn't be a mystery. It should be readily available to you. In the past, this hasn't been true. Although you are able to get a copy of your credit report once a year, … [Read more...] about Is Credit Karma Legitimate?