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Clever Dude Personal Finance & Money

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Credit

7 Surprisingly Weird Things That Can Actually Hurt Your Credit Score

June 20, 2025
By Travis Campbell
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Your credit score is more than just a number—it’s a key that unlocks everything from car loans to apartment rentals. Most people know late payments and maxed-out credit cards can drag their score down. But what about the less obvious culprits? Some … [Read more...] about 7 Surprisingly Weird Things That Can Actually Hurt Your Credit Score

financial questions

Financial Education

10 Financial Questions You’re Too Afraid to Ask (But Totally Should)

June 19, 2025
By Travis Campbell
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Let’s be honest: personal finance can feel overwhelming, confusing, and even a little embarrassing. Most of us have questions about money that we’re too shy to ask, worried we’ll sound clueless or behind. But here’s the truth—everyone has financial … [Read more...] about 10 Financial Questions You’re Too Afraid to Ask (But Totally Should)

financial education

Financial Education

6 Consequences of Financial Illiteracy (And How to Educate Yourself)

June 19, 2025
By Travis Campbell
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Financial illiteracy is more common than most people realize, and its effects can ripple through every aspect of your life. If you’ve ever felt overwhelmed by credit card statements, confused by investment options, or unsure how to budget for the … [Read more...] about 6 Consequences of Financial Illiteracy (And How to Educate Yourself)

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Finances & Money

The “Ostrich Syndrome”: Why Ignoring Your Money Problems Makes Them Worse

June 18, 2025
By Travis Campbell
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Have you ever felt tempted just to ignore your bank statements, let unopened bills pile up, or avoid checking your credit score? If so, you’re not alone. Many people fall into the trap of “Ostrich Syndrome”—the habit of burying their heads in the … [Read more...] about The “Ostrich Syndrome”: Why Ignoring Your Money Problems Makes Them Worse

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Credit

8 Money Habits That Signal You’re Broke With Good Credit

June 18, 2025
By Travis Campbell
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Having a good credit score can feel like a badge of honor, but it doesn’t always mean you’re financially secure. In fact, many people are quietly broke with good credit, juggling bills and living paycheck to paycheck while their credit score remains … [Read more...] about 8 Money Habits That Signal You’re Broke With Good Credit

Budgeting 101 5 Financial Tips Every Young Adult Should Know

budgeting

Budgeting 101: 5 Financial Tips Every Young Adult Should Know

June 14, 2025
By Catherine Reed
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Stepping into adulthood means taking on new responsibilities—and for many young adults, managing money tops the list. Whether you’ve just landed your first job, moved into your own place, or started college, your financial habits today will shape … [Read more...] about Budgeting 101: 5 Financial Tips Every Young Adult Should Know

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Credit

10 Things That Will Ruin Your Credit Faster Than Missing a Payment

June 10, 2025
By Travis Campbell
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Your credit score is more than just a number—it’s a key that unlocks (or slams shut) doors to financial opportunities. Whether you’re applying for a mortgage, renting an apartment, or even landing a job, your credit history follows you everywhere. … [Read more...] about 10 Things That Will Ruin Your Credit Faster Than Missing a Payment

lease luxury cars

Finances & Money

Should People With Bad Credit Be Allowed to Lease Luxury Cars?

May 24, 2025
By Drew Blankenship
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There’s no denying the appeal of a sleek luxury car. But should people with bad credit be allowed to lease luxury cars in the first place? Some argue it’s a personal right—others say it’s financially irresponsible. As luxury vehicle leasing becomes … [Read more...] about Should People With Bad Credit Be Allowed to Lease Luxury Cars?

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