Over 183 million Americans have at least one credit card. Others don’t have a credit card but have other types of credit, such as student and auto loans. Having any kind of credit makes you a credit-active consumer. This means you have a credit … [Read more...] about What Lowers Your Credit Score and How to Long Does It Take to Repair Your Credit?
Good credit health is essential to achieving big money goals, like buying a car or a home. A poor credit score, such as a 320 credit score, on the other hand, can hold you back from qualifying for credit cards and loans or mean paying higher interest … [Read more...] about Four Moves That Can Improve A 320 Credit Score In 90 Days
The way your finances are represented by the three credit reporting bureaus shouldn't be a mystery. It should be readily available to you. In the past, this hasn't been true. Although you are able to get a copy of your credit report once a year, … [Read more...] about Is Credit Karma Legitimate?
In a recent make-over of the family finances, my wife and I purged the number of lines of credit we had open. There were several store accounts and as well as major credit cards that we felt we no longer needed. It's always a good idea to make sure … [Read more...] about Monitor Your Credit Report and Credit Score For FREE!
Where to start? First, due to the changes in mortgage rates and house prices, we've had to think about refinancing. As I mentioned, we're rather stuck with lower property values infringing on the equity we need to be able to refinance both of our … [Read more...] about Rerouted Debt Payment and Debt Scale Changes
I've had a GM Rewards Card for a few years now, which gives me 5% rewards points with each purchase that go towards a new GM vehicle purchase or lease. In the short time I actually used the card, I amassed around $650. I didn't get to use it when we … [Read more...] about GM is trying to tempt me