Over 183 million Americans have at least one credit card. Others don’t have a credit card but have other types of credit, such as student and auto loans. Having any kind of credit makes you a credit-active consumer. This means you have a credit … [Read more...] about What Lowers Your Credit Score and How to Long Does It Take to Repair Your Credit?
Good credit health is essential to achieving big money goals, like buying a car or a home. A poor credit score, such as a 320 credit score, on the other hand, can hold you back from qualifying for credit cards and loans or mean paying higher interest … [Read more...] about Four Moves That Can Improve A 320 Credit Score In 90 Days
The Consumerist has a good highlight of (yes) another article about how credit repair agencies are ripoffs. I always wondered who would need these types of services, and even considered starting my own (in a split-second lapse of conscience). Perhaps … [Read more...] about Be your own credit repair service