Have you ever wondered exactly what your credit score actually means? A large amount of the population knows about credit but doesn’t really understand how it actually functions or how it is calculated. If you are aiming to improve your credit score, … [Read more...] about What Does Your Credit Score Mean?
The Consumerist has a good highlight of (yes) another article about how credit repair agencies are ripoffs. I always wondered who would need these types of services, and even considered starting my own (in a split-second lapse of conscience). Perhaps … [Read more...] about Be your own credit repair service
I haven't really carried a credit card balance that wasn't at 0% interest for about 6 years now. I do still have about $10,000 in credit card debt that I attribute to my college days, but I use balance transfers to get 0% interest on the balance so … [Read more...] about What does it mean to pay your credit card balance in full?
CREDIT REPORT FOR CLEVER DUDE Name: Clever Dude SSN: 123-45-6789 Address: 223 Funnypants Alley, Knickerbuppy, MD 22222 Account Information: Creditor: King of Debt at We're in Debt Type of Loan: Credit Score Bumpage Account Status: … [Read more...] about Carnival of Credit Report Stories #4