Over 183 million Americans have at least one credit card. Others don’t have a credit card but have other types of credit, such as student and auto loans. Having any kind of credit makes you a credit-active consumer. This means you have a credit … [Read more...] about What Lowers Your Credit Score and How to Long Does It Take to Repair Your Credit?
It's a new year, and you know what that means? You get 3 free credit reports again! One from each reporting agency: Equifax, Experian and TransUnion. Get your free credit report(s) from the government site at: www.annualcreditreport.com But … [Read more...] about Don’t forget your free credit report!