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Finances & Money

How To Make Your Money Stretch Further This Holiday Season

 

financial tips, stretching your budget, budgeting tips

There is no doubt that shopping for the holidays can be rather expensive. Not only are you responsible for hosting dinner parties, but you also have to make sure everyone receives a gift. These processes require a lot of time, patience, and money, which some households do not have to spare. Thankfully, there are ways to stretch your money to make sure you and your family have a wonderful Thanksgiving, Christmas and New Years. Below, you will discover several ways to stretch your money this holiday season.

Make A Shopping List

Trying to keep up during the holiday season can be extremely difficult and potentially impossible without a decent shopping list. If you are accustomed to utilizing a grocery list, you should not have any issues creating your holiday shopping list. Just make sure to include all of your friends, co-workers, family, dog walker, mailman and babysitter. All of these people make your life worth living and easier, so they do not be omitted from your shopping list.

Start Shopping Early

Of course, it only makes sense to start shopping for the holidays early. But, shopping early offers much more than just preparedness. Many retail stores will offer their seasonal merchandise at a discounted price. This is a great time to find name brand, trendy clothing, shoes, and cosmetics for a great price. All you need to do is find these savings, which will not be difficult because most retailers will advertise their sales on social media, newspapers and through broadcast outlets.

Try Couponing

Just about every leading manufacturer will offer coupons and discounts on their products. These coupons can be found in magazines, online, newspapers and brochures. You would be surprised at how much money you could save by couponing. You can start collecting your coupons before the holiday season sets in because most will offer a 6- or 12-month expiration date.

If you find yourself needing to hire an attorney, you may also be lucky to cash in on a free consultation. Jacobs Law, LLC offers this service for absolutely free, so you will not need to dip into your holiday money to pay for it.

Consider Buying Generic Products

While some consumers are adamant about only purchasing name brand products, others do not have a preference. Believe it or not, there are many generic products that work very similar to its counterpart, made with the same components and operate in the same manner. If you are willing to steer away from the name brand product, you could save up to 50 percent on each product. However, before going this route, be sure to do your research first, because not every replica will stand up to the name brand product.

Black Friday And Cyber Monday Savings

Black Friday and Cyber Monday events offer consumers nationwide big saving opportunities. Most retailers, big box stores, and pharmacies, as well as online stores, will host these events. Some retailers will go so far as to extend their event throughout the weekend, so late shoppers can cash in on the savings.

 

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Susan Paige

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