Lack Of Organization Can Cost You Money
We recently purchased some things we needed for some home improvement projects at a local hardware store. We were delighted to find out from the person at the checkout that they were running an 11% rebate promotion. All we had to do was fill out the form printed out with the receipt, mail it in, and we would receive a check for 11%.
Sounded like a great deal to us. The completed form was in the mail the next day.
Image courtesy of Stuart Miles at FreeDigitalPhotos.net
A couple of weeks later, the rebate check for $11.15 showed up in the mail. I put it, along with another check, under my wallet on my dresser to remind me to deposit both of them the next day. When I went to the bank the next day, however, the bank teller looked at it funny for a few seconds, then informed me that it wasnâ€™t a cashable check.
It was actually a merchandise credit.
I shrugged my shoulders, and took the check back. It wasnâ€™t a big deal, Iâ€™m sure I just forgot that was what we were actually getting. Besides, we shop at the hardware store often, so it wasnâ€™t like we were in danger of not using it.
Normally, when I got back home, I would have put the merchandise into a specific plastic holder on our fridge with other coupons. Whenever we go shopping, we scan through the coupon holder looking for things we can use. This was the logical place to put it, but unfortunately for me, I didnâ€™t.
Over the weekend, my charcoal starter chimney finally fell apart after 10 years of use. I naturally thought of using the merchandise credit to get a new one at the hardware store. Since I hadnâ€™t put it in the coupon holder as I normally do, I couldnâ€™t find it.
I ripped our house apart for over an hour looking for it.
Finally, it came to me where I had put it. I had gone to the bank on my way home from work, so when they couldnâ€™t cash it, the only other logical place for it to be would be inside the zipper of my laptop bag. I flew down the stairs, unzipped the outer pocket, reached in my hand and pulled out the crisp piece of cardboard.
I love to be organized. I have a need for everything to be in its place, and to have a place for everything. When I fail to put things where I feel they should be, something breaks down the line somewhere. I also have a need to get the absolute most out of my money.
This situation was a double fail.
Not only could I not remember where I put the check, but had I not found it, I would essentially flushed $11.15 down the drain. I realize itâ€™s not a huge amount of money, but itâ€™s the principle of making the most of what I have.
Have you ever lost a rebate check? Did you find it again? Whatâ€™s the largest amount that youâ€™ve lost?
Brought to you courtesy of Brock