My wife is trying to lose some weight, and has been investigating a handful of weight loss products. Some friends of hers have been using a particular line of products, and have experienced spectacular results. My wife went online and started reading reviews, most of which followed a common theme in that the initial results were very positive, but once the customers stopped taking the product, the weight came right back.
The customers treated losing weight as a temporary effort.
My wife and I used to talk about our finances in much the same way. We would say things like â€œOnce we get these credit cards paid off,â€ or â€œI can’t wait until our car is paid of next year.â€ The question I started asking myself was, â€œWhat then?â€ Obviously our intention isn’t to rack up new balances on the plastic, or to immediately walk into a car dealership and finance a new car for 4 years.
If my wife, her friends, or anyone looking to lose weight wants the results to be permanent, then the change in behavior also has to be permanent. If a line of products was used to get there, then you likely would have to take that line of products forever to maintain those results. I gently suggested to my wife that we both look into programs that encourage healthy eating, portion control and exercise. These are good habits that we would be wise to permanently alter our lifestyles to include.
If, after paying off our debt, my wife and I want to be free from debt forever , then the changes in the way we handle our finances have to be permanent as well. The behaviors that we have made part of our day to day lives need to continue even AFTER the debt is gone. Our weekly budget meetings, the tracking of spending, eating out only sparsely and questioning every expense for the value it contributes to our lives all have to continue, or we may find debt creeping it’s way back into our lives.
Financial freedom is a permanent lifestyle change.
Any major accomplishment in life requires hard work, determination, and change. Whether it’s weight loss, your finances, or any other life goal, you have to make permanent lifestyle changes to achieve those goals. If we want the results to be permanent, then the lifestyle changes have to be permanent as well.
Have you ever accomplished something, and then fell right back into your old habits undoing it all? Have you ever thought about if or how your behaviors would change once you achieved financial freedom?
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