Debt • Finances & Money • Home
Last November, I explained our mortgage situation and how our rate dropped dramatically at its first scheduled reset. Six months ago, it dropped from 5.25% to 2.875%, and I figured that would be the lowest it would ever go. I've been monitoring the … [Read more...] about 6 months later and our mortgage rate went down again
Finances & Money • Frugality • Home
I'm tired of spending, and so is NCN from No Credit Needed. He shares my sentiments that we're pretty happy with what we have, but looking deeper into the feeling, there's a lot to it. One of NCN's commenters, Jackie, stated: However, being over … [Read more...] about Others who are tired of spending
Debt • Finances & Money • Home
Actually, I'm pretty excited that our adjustable mortgage rate reset. A couple months ago, I wrote all about the details of our two mortgages. To recap, our primary mortgage, which is about $300,000, is a 5/1 interest-only ARM mortgage. The "5" means … [Read more...] about Our adjustable mortgage rate reset! Oh No!
You've heard me complain about the cost of owning a pool before. Well, the problem of being a homeowner is that when something breaks, you're on the hook to fix it. Such was the case with our pool recently when we asked a couple contractors to come … [Read more...] about $7,000 We’ll Never Get Back
Finances & Money • Frugality • Home • Taxes
Clever Dude and the insulation blower machine Our home was built in 1941, long before insulation was commonly used, much less a standard in new home construction. We bought the home in 2004, but didn't know this fact until we really started … [Read more...] about Save Mucho Money by Reinsulating Your Home’s Exterior Walls
Last week, I explained how we're going to save big money on our mortgage when our rate resets. In the article, I thought the rate would reset on the anniversary of our closing, which would be this November. However, I just logged into our lender … [Read more...] about Oops, our mortgage rate resets 2 months later than expected
