Discovering you left your debit card in an ATM is a frightening experience. Such a scenario would likely create images of someone withdrawing cash from your account, or using it for a shopping spree. ATMs can be found just about … [Read more...] about What Happens If You Forget Your Debit Card In An ATM?
I've never seen my wife open up her purse and hand a complete stranger $60. Think about what it would be like to open up your wallet or purse, take out three crisps to the touch twenty dollar bills and just hand them to someone for no reason at all. … [Read more...] about Always Check Your Itemized Receipt!
Whenever you apply for credit, whether it be for a mortgage, a car loan, or a credit card, the lender will pull your credit. However, not all credit pulls are the same. You may have heard the terms soft pull, and hard pull but not really understood … [Read more...] about Hard Vs. Soft Credit Inquiries and How They Affect Your Credit Score
I received an email stating my son's checking account balance was below zero. Reviewing his account activity, I knew exactly what had occurred. We needed to have a conversation about preauthorization holds vs a transaction actually posting to his … [Read more...] about Beware Of Preauthorization Holds
There are countless credit monitoring services available these days, but they generally require a fee. Credit Karma provides your credit score from 2 of the 3 credit reporting bureaus, credit report information and suggestions for financial products … [Read more...] about How Often Does Credit Karma Update?
Our public school system is failing our children. April is Financial Literacy Month, but you'd never know it. There's no special events at our public school, special units in any of the classes, and there's not a single poster to be … [Read more...] about Financial Literacy Month: Should Personal Finance Be Taught In School?