I've never seen my wife open up her purse and hand a complete stranger $60. Think about what it would be like to open up your wallet or purse, take out three crisps to the touch twenty dollar bills and just hand them to someone for no reason at all. … [Read more...] about Always Check Your Itemized Receipt!
Whenever you apply for credit, whether it be for a mortgage, a car loan, or a credit card, the lender will pull your credit. However, not all credit pulls are the same. You may have heard the terms soft pull, and hard pull but not really understood … [Read more...] about Hard Vs. Soft Credit Inquiries and How They Affect Your Credit Score
I received an email stating my son's checking account balance was below zero. Reviewing his account activity, I knew exactly what had occurred. We needed to have a conversation about preauthorization holds vs a transaction actually posting to his … [Read more...] about Beware Of Preauthorization Holds
There are countless credit monitoring services available these days, but they generally require a fee. Credit Karma provides your credit score from 2 of the 3 credit reporting bureaus, credit report information and suggestions for financial products … [Read more...] about How Often Does Credit Karma Update?
Our public school system is failing our children. April is Financial Literacy Month, but you'd never know it. There's no special events at our public school, special units in any of the classes, and there's not a single poster to be … [Read more...] about Financial Literacy Month: Should Personal Finance Be Taught In School?
The road map to financial freedom can be summed up with the simple picture above. You can work hard and earn boat fulls of money, but unless you have a plan for what you're going to do with that money, you won't be financially successful in the long … [Read more...] about The Financial Planning Pyramid Is Your Road Map To Financial Freedom