Everybody faces unexpected expenses from time to time. Some people have an emergency fund in place to quickly handle the situation, and others turn to credit. There are some occasions, however, where a person has nowhere to turn. Lacking an … [Read more...] about 8 Rules To Borrowing Money To Friends And Family
When interest rates are low, 0% introductory rate credit card offers come out to play. Borrowing money is cheap for banks, which they pass along to consumers to entice them to use lines of credit. The goal of the credit card companies is … [Read more...] about Have You Noticed Credit Card Offers Are Changing?
When contemplating taking out a loan either for a purchase or for debt consolidation, one question that the borrower should always ask is, “What is the interest rate?†The interest rate plays a big part in how much the item being … [Read more...] about How Do Interest Rate Changes Affect Consumers?
I received a letter in the mail from my bank informing me that they could save me a lot of money. All I have to do is come in and talk to them about refinancing the loan on my van. It gave some example numbers showing how they could reduce my monthly … [Read more...] about How To Determine If Refinancing your Automobile Loan Is A Good Idea
I was going through my receipts from the weekend when I ran across one from a restaurant. It wasn't unusual to see the tip and total amounts filled in as I usually do that to both the copy I leave on the table and the copy I take home. … [Read more...] about What Happens When I Don’t Sign My Credit Card Receipt?
This post is a contributed post from USA.gov. See their Financial Self-Defense Kit for advice on how to build financial confidence as well as safeguard your finances. Managing your finances can be hard. Managing the finances of an older relative … [Read more...] about How to Help Loved Ones Manage Their Money
