It had been quite awhile since I had used my Discover Card, but when I used it recently I noticed something different about the transaction. During the process, it asked me if I wanted cash back, much like the payment terminals do when you … [Read more...] about 4 Facts Of The Cash Over Purchase Perk on The Discover Card
I've got the perfect project for my son and I during this summer before he heads off to college. I'm going to help my son begin to build his credit. One day he'll apply for a car loan, a mortgage or some other line of credit. Having a good credit … [Read more...] about 4 Financial Lessons Teens Can Learn From Having A Credit Card
The rich get richer. It's a common phrase generally meant to mean that it seems wealthy people have an easier time generating more income. They catch all the breaks. Similarly, it seems like those with good credit catch all the breaks when it comes … [Read more...] about How Your Credit Score Affects Loan Interest
According to the financial experts, I just made a huge mistake. In fact, if you ask them, I most likely ruined my ability to ever retire. I recently took out a loan from my 401k to do some debt consolidation, and contrary to what the so called … [Read more...] about 5 Reasons A 401K Loan Is A Good Idea For Debt Consolidation
In a recent make-over of the family finances, my wife and I purged the number of lines of credit we had open. There were several store accounts and as well as major credit cards that we felt we no longer needed. It's always a good idea to make sure … [Read more...] about Monitor Your Credit Report and Credit Score For FREE!
Becoming an adult is filled with many first time experiences including the first time one applies for a loan. It's common knowledge that when one applies for a loan their credit history and score is used to help determine whether they are approved or … [Read more...] about What Is A Person’s Starting Credit Score?