Despite how widely-accepted and popular credit cards are, people often associate them with extreme debt. Habitual misuse gives credit card ownership a bad reputation due to the detrimental consequences accompanying irresponsible card ownership. … [Read more...] about The Handbook of Credit Card Best Practices: 6 Ways to Clean Up Your (Financial) Act
The consequences of ignoring credit card debt can be life changing. It's easy to rack up a large amount of credit card debt and one might wonder what would happen if they just stopped making payments. Unfortunately, the result may be financially … [Read more...] about Consequences of Ignoring Credit Card Debt
Over 183 million Americans have at least one credit card. Others don’t have a credit card but have other types of credit, such as student and auto loans. Having any kind of credit makes you a credit-active consumer. This means you have a credit … [Read more...] about What Lowers Your Credit Score and How to Long Does It Take to Repair Your Credit?
There are many people who view their credit card as a tool to carry them between paychecks, while others might see it as a card of instant-gratification. For the old-timers, lines of credit and borrowing money was highly discouraged. This demographic … [Read more...] about FICO and You: Making It Work
Your credit score may be just a number to you, but it can have a huge impact on your life overall. This is the key indicator lenders use when determining your credit worthiness and risk potential. Even if they agree to loan you the money, your credit … [Read more...] about Factors That Affect Your Credit Score
The holiday season is just around the corner. But before you get a headstart on your online shopping, it's important to remember that the holidays aren't just a time of joy. They're also one of the most dangerous times of the year for your cash and … [Read more...] about Online Shopping Tips To Keep Your Cash And Credit Safe This Holiday Season