5 Tips for Reducing the Cost of Pregnancy

pregnancy costs, having a baby, baby budgeting
Make no mistake about it: having a baby is expensive. And unfortunately, we often don’t talk about the money involved in pregnancy alone. Sure, baby showers help with the costs of clothing, diapers, and other post-pregnancy items, but when it comes to prenatal care and hospital bills, you are often on your own.

So how to do you combat a high-priced pregnancy? Consider the following budget conscious tips:


A healthy diet isn’t just for the women, you soon-to-be dads. During a woman’s pregnancy, most men can gain excess weight too, as they tend to experience sympathy cravings. However, while women tend to lose weight after pregnancy, men often don’t, which can lead to health problems and medical expenses down the road.

Extreme weight gain for women during pregnancy can also lead to a multitude of diseases, such as preeclampsia and diabetes. These pregnancy-related diseases can lead to complications which can not only threaten the health of the mother and the child, but can also increase their hospital stay and the bill that follows after. To keep you both healthy and your medical expenses low, consider consulting your physician about a pregnancy-minded healthy diet.

Taking the Right Supplements

Fertility treatments can be incredibly expensive. The average fertility treatment costs between $11,000 and $12,000, and many are willing to pay these high prices in order to have the family they have always wanted. If you and your partner are struggling to conceive, consider taking folic acid before seeking outside assistance.

Folic acid has been shown to increase the fertility of women who take 400 mg daily, and you can purchase a bottle for under $10 online via Amazon, at a local pharmacy or big box store. Once you conceive, folic acid still should remain a vital part of any pregnant woman’s supplement regimen. 600 mg of folic acid daily can reduce the likelihood of birth defects, especially those associated with the brain and spinal cord, which can ultimately reduce hospital and caretaking expenses.

Getting Tested

Absolutely nothing saves a couple more money than family planning. Families typically struggle with finances when they are blindsided by the unknown and then they have to scramble last minute to seek the support and resources they need. A prenatal DNA test allows families to know ahead of time whether their child may have genetic abnormalities. These tests look for trisomies, such as trisomy 21, which is the cause of Down syndrome. By knowing in advance if your pregnancy is subject to genetic abnormalities, you can better plan, which will both save you money and help you provide the best parenting possible.

Hospital Birth vs. Home Birth

The average costs of an uncomplicated vaginal birth is over $9,000 without insurance, and for an uncomplicated Caesarian, it’s nearly $16,000 without insurance. The costs of a hospital birth alone are eye-popping, but if you experience any complications, you can expect your costs to further skyrocket.

If you don’t have insurance, choosing to have a home birth may be a great money saving option. The average cost of a homebirth ranges between $2,000-$3,000, and many women have a better experience.


To reduce the likelihood of complicated births, as well as to help keep down extra weight that can lead to pregnancy-related disease, exercise is a must. Because exercise can help a pregnancy remain a healthy one, it can help keep pregnancy-related expenses down.

Becoming a parent is an exciting time. However, it is also an expensive time. Budgets have to change and a new level of financial planning has to occur in order to provide the life you want to your children. Don’t start off on the wrong financial foot. Get your finances in check while your little one is still on the way by saving where it counts.

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Clever Dude

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