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Archives for November 2018

minimalist lifestyle

budgeting • Finances & Money • Saving Money

How a Minimalist Lifestyle at Home Can Save Your Budget

November 13, 2018
By Allen Francis
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We are all guilty of wasteful practices at home – wasteful practices that end up costing us money in the long run. No, let me rephrase that. I have been guilty of wasteful practices at home. It is an unforgivable habit to develop when you have a … [Read more...] about How a Minimalist Lifestyle at Home Can Save Your Budget

loan approval process

Finances & Money • Mortgages

How to Understand the Loan Approval Process and Get a Mortgage Loan

November 12, 2018
By Allen Francis
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My mortgage application was rejected the first time I ever applied for one. It was a very crushing experience. A mortgage is usually the biggest investment you can make in your lifetime, and it can be a life-affirming decision, especially as the head … [Read more...] about How to Understand the Loan Approval Process and Get a Mortgage Loan

paying down mortgage

Debt • Finances & Money • Home • Saving Money

Mortgage Payment Hacks That Can Save You Big Money

November 6, 2018
By Allen Francis
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  Like a lot of people, I struggle with my mortgage payments. According to the Federal Housing Finance Agency, the average mortgage loan amount is about $313,000. The interest rate for most mortgages is just under 5%. The average monthly … [Read more...] about Mortgage Payment Hacks That Can Save You Big Money

Finances & Money

How To Protect Your Assets During A Financial Crisis

November 6, 2018
By Susan Paige
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In a time of socio-economic crisis, the logical thing to try to do is protect your assets. When you've worked hard to build up the assets you have, it can seem frustrating when you lose them through no fault of your own during a crisis. Right now, … [Read more...] about How To Protect Your Assets During A Financial Crisis

Finances & Money

The Risks of Payday Loans

November 5, 2018
By Susan Paige
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An emergency rarely has you thinking about the consequences. All you want is for it to be over and done with, so you can move on with your life and be happy. However, when an emergency requires money and you don’t have it, you may take a payday loan. … [Read more...] about The Risks of Payday Loans

Finances & Money

Keeping Your Bases Covered: 4 Types of Insurances You Need as a Restaurant Owner

November 5, 2018
By Susan Paige
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From the time you start your business, you already expose it to several risks. Even before you settle down and hire employees that will help you manage your business, your business will already be at risk. That’s why it’s  wise to have the right … [Read more...] about Keeping Your Bases Covered: 4 Types of Insurances You Need as a Restaurant Owner

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