Becoming an adult is filled with many first time experiences including the first time one applies for a loan. It's common knowledge that when one applies for a loan their credit history and score is used to help determine whether they are approved or … [Read more...] about What Is A Person’s Starting Credit Score?
Archives for January 2017
My wife opened the just purchased bottle of wine, excited to taste it. She had heard good things about it and the description of the flavors on the bottle appealed to her. She poured a glass, smelled it, and then took a taste. It was obvious by the … [Read more...] about How To Find Great New Wines Inexpensively
I didn't understand why the automobile insurance agent was telling me the amount of my deductible. The other driver hit me, and was clearly the cause of the accident. It didn't seem right that I would have to pay a penny to fix my car. I remembered … [Read more...] about When Am I Responsible For My Car Insurance Deductible?
Going through my list of bill payments that were required for the week, the thought occurred to me that we are all willing participants in one of the oldest financial scams in the books. Whether it be for our home, health, or automobiles, we all buy … [Read more...] about Is Insurance A Ponzi Scheme?
It's absolutely critical that you check all your financial accounts on a regular basis. I look over my main checking accounts online day. It might sound like overkill and unnecessary. But failure to do so could cost you big time, as I found out … [Read more...] about Why I Check My Financial Accounts Every Day
I'm a fan of rewards programs, taking advantage of them as often as I can. Not all rewards programs are created equal, however. It's critical that consumers know exactly how a rewards program works before diving head first to earn points and redeem … [Read more...] about Not All Store Rewards Programs Are Created Equally