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Archives for December 2015

Finances & Money • Insurance

My Health Savings Account Gives Me More Choices and Peace of Mind

December 14, 2015
By Brock Kernin
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Last week I wrote how I almost left hundreds of dollars of Health Savings Account incentives offered by my employer on the table. Literally the day I published that post I took my son to the doctor and spent some of the funds I had sitting in my … [Read more...] about My Health Savings Account Gives Me More Choices and Peace of Mind

employer's incentives, HSA, incentives

Insurance

Have You Earned All Your Employer’s HSA Incentives?

December 11, 2015
By Brock Kernin
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Image courtesy of hyena reality at FreeDigitalPhotos.net My medical insurance consists of a high deductible PPO with a Health Savings Account (HSA). It works well for my family because our medical expenses in a given year are low, and my employer … [Read more...] about Have You Earned All Your Employer’s HSA Incentives?

field trip expenses, school activities, field trip

Kids And Finances

Kids And Finances: Should My Son Help Pay For An Expensive Field Trip?

December 10, 2015
By Brock Kernin
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My son handed me a piece of paper, asking me to look at it. The first few sentences reveled it was parental permission form for a field trip. He brings these home periodically needing a signature to release the school from any liability should … [Read more...] about Kids And Finances: Should My Son Help Pay For An Expensive Field Trip?

financial calculator, financial advice, managing finances

Finances & Money • Financial Education

4 Ways Financial Calculators Can Help Manage Finances Effectively

December 9, 2015
By Brock Kernin
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It's been said that money cannot buy happiness. But how a person manages their money has a huge impact on their life in the form of what opportunities are available to them as they progress through the years. The amount of money a person has can … [Read more...] about 4 Ways Financial Calculators Can Help Manage Finances Effectively

donations, charity, year-end charity tips

Taxes

5 Things You Need To Know About Year End Charitable Donations

December 7, 2015
By Brock Kernin
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Twice a year my wife and I give our home a deep cleaning. As part of this process we go through the bulk of our possessions, especially those in our home's storage areas, and analyze what items should stay, and which items we can part with. We do … [Read more...] about 5 Things You Need To Know About Year End Charitable Donations

christmas fund, emergency fund, christmas expenses

budgeting

Christmas is NOT A Reason To Use Your Emergency Fund

December 4, 2015
By Brock Kernin
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I've got a confession to make to all of you. I'm not ready for Christmas. This isn't one of those typical Midwesterner complaints stating I'm not ready for snow and cold temperatures. It's really much more serious than that. I'm not financially … [Read more...] about Christmas is NOT A Reason To Use Your Emergency Fund

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