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Archives for February 2011

taxable income tips, taxable income advice, diminish taxable income

Finances & Money • Taxes

Reader Question: Diminishing My Taxable Income

February 21, 2011
By Clever Dude
- Leave a Comment

Ok, I have admitted many times before that I purposely don't advise on taxes or investing on this site for a reason. That reason is because 1) I changed from Accounting to an IT major intentionally and 2) Taxes and Investing are both boring and scary … [Read more...] about Reader Question: Diminishing My Taxable Income

mortgage tips, paying off mortgage, mortgage pay off advice

Banking • Debt • Finances & Money • Home

And we finally paid off our second mortgage! (9 years early)

February 17, 2011
By Clever Dude
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Ok, this was our second attempt at paying off our second mortgage. If you recall, the first attempt resulted in a returned check from the mortgage company, but this time we did it the right way. Just to recap our debt/mortgage/etc. situation for … [Read more...] about And we finally paid off our second mortgage! (9 years early)

mortgage tips, mortgage advice, mortgage payments tips

Banking • Credit • Debt • Finances & Money • Home

Another Mortgage Tip: Sending Extra Payments

February 7, 2011
By Clever Dude
- Leave a Comment

Last week I told you about the mistake I made with trying to pay off our second mortgage. Well, another tip that I learned a few years ago occurred to me that I know some of you have also had to deal with: Sending in extra payments We're on a … [Read more...] about Another Mortgage Tip: Sending Extra Payments

credit score tips, credit score advice, improving your credit score

Credit

How to Improve Your Credit Score

February 6, 2011
By Clever Dude
- Leave a Comment

(Guest post by the guys at CreditScore.net) People tend to learn the hard way that bad credit doesn’t just go away. It can take years to rebuild a destroyed credit score and fix financial woes. Often people experiencing financial difficulty find … [Read more...] about How to Improve Your Credit Score

Faith & Spirituality • Family or Marriage • Finances & Money

Watch the first Love Drop…and see what J Money really looks like!

February 2, 2011
By Clever Dude
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My online and real-life friend "J Money" from BudgetsAreSexy.com is co-leading a new endeavor that I've written about here before called Love Drop. It's a way for you to contribute to those with a specific need and then watch the action unfold when … [Read more...] about Watch the first Love Drop…and see what J Money really looks like!

mortgage payment rules, mortgage tips, mortgage advice

Banking • Finances & Money • Home

Check your mortgage company rules before trying to pay off your loan

February 1, 2011
By Clever Dude
- Leave a Comment

Here's a quick tip I learned the hard way. As some of you know, we did a dumb thing a little over 6 years ago and both financed 100% of our home purchase and also opted for a 5/1 interest-only loan (for the first 80%), all while we could barely … [Read more...] about Check your mortgage company rules before trying to pay off your loan

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