As of November 12, 2009, we're free of consumer debt. In the article, I promised to tell you all how we got out of $113,000 in debt, but I realized that I first need to tell you how we got into the debt. I'll try to be brief with the story, which … [Read more...] about Our Journey to Debt Freedom: The Beginning
Archives for November 2009
Actually, I'm pretty excited that our adjustable mortgage rate reset. A couple months ago, I wrote all about the details of our two mortgages. To recap, our primary mortgage, which is about $300,000, is a 5/1 interest-only ARM mortgage. The "5" means … [Read more...] about Our adjustable mortgage rate reset! Oh No!
As of today, we have paid off all $113,000 of our student loans, auto loans and credit card debt.We are debt free!!! (except for that pesky mortgage)I sent the final check of about $3,000 off to pay off my student loan last week, and now the … [Read more...] about We’re Free of Consumer Debt!!!!!!
In 11 days, I'll be finishing one of my last 2 masters degree courses; the other one ends December 16th. The first one to end started back in April, and I finally got my act together to finish all my deliverables and commit to a presentation date … [Read more...] about Thanks for the Hits! October 2009 Recap
You've heard me complain about the cost of owning a pool before. Well, the problem of being a homeowner is that when something breaks, you're on the hook to fix it. Such was the case with our pool recently when we asked a couple contractors to come … [Read more...] about $7,000 We’ll Never Get Back
The following article is courtesy of Coppertone. I normally don't publish unsolicited articles sent to me, but this one caught my eye because of the items for hand sanitizer and sunscreen. I've added my own notes about each.The average American … [Read more...] about Clock is Ticking on ’09…Surprising Ways to Stretch Your Healthcare FSA