About the Clever Dude

Clever Dude PictureA.A. Francis is a well-traveled freelance travel writer, author and aspiring novelist from New York City. Among other subjects, he frequently writes about money, debt and personal finance responsibilities. He is an alumnus of Marymount Manhattan College in New York City.

Now you can learn more about me in my other posts:

Disclosure of Material Connection: Some of the links in the articles are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.

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  • […] read my advice, comment on my advice, and maybe even use my advice. But, as I said in my About page and on my Questions About Clever Dude article, follow my advice “at your own […]