Can’t Afford a New Car? These Car Subscription Services Might Save You Money
The average price of a new car in 2025 is about $48,641, and a record number of new car buyers are paying $1,000 or more per month for their vehicles. If you’re feeling priced out of the market, you’re not alone. However, the rising costs have led to innovation in the automotive industry. Car subscription services are becoming more popular because you can control your costs more easily with this model. That said, here are some of the top car subscriptions that can help you fit your transportation needs into your budget.
1. Finn: A Flexible and All-Inclusive Option
Finn is making waves in the U.S. with its straightforward subscription model. One monthly fee covers your car, maintenance, insurance, and even roadside assistance. Subscriptions range from 6 to 12 months, giving you flexibility without the stress of long-term contracts. Vehicles include everything from fuel-efficient sedans to luxury SUVs. There’s no down payment, and delivery is available in many states.
2. Care by Volvo: Luxury Meets Convenience
Volvo offers its own subscription service called Care by Volvo, which focuses on premium vehicles with maximum convenience. You can choose from various new Volvo models with all costs rolled into a flat monthly fee. The subscription includes insurance, scheduled maintenance, and even tire protection. You can swap vehicles every few months, giving you variety and flexibility. While it’s on the pricier side, it may still be cheaper than buying or leasing a luxury car outright.
3. SIXT+: Short-Term Commitment with Premium Options
SIXT+ is the subscription arm of the popular international car rental company. It lets you pick from a wide range of vehicles with subscription periods starting at just one month. You get insurance, maintenance, and roadside assistance included in the price. Unlike some competitors, SIXT+ offers premium vehicles like BMWs and Audis. It’s perfect for people who want a short-term driving solution while waiting for prices to drop or leases to end.
4. Hyundai Evolve+: Great for Trying Out Electric Cars
Hyundai’s Evolve+ program lets drivers test electric vehicles without committing to a purchase. You get an all-inclusive subscription to the IONIQ 5 or Kona EV, including insurance and maintenance. It’s perfect for people curious about EVs but hesitant to buy. The monthly rate may seem high at first, but when you add up traditional EV costs like charging setup, registration, and insurance, it starts to make sense. There’s no long-term contract, which means you can walk away after a month.
5. Zipcar: Best for Urban, Occasional Drivers
For those who only need a car occasionally, Zipcar is a subscription service that offers hourly or daily rentals. It’s ideal for city residents who don’t want the expense of full-time ownership. The service includes gas, insurance, and 24/7 roadside assistance. You reserve cars using an app, and there are no keys—just unlock and go. With memberships starting around $7/month, it’s one of the most affordable options available.
A Smart Way to Drive Without Breaking the Bank
New car ownership is being placed out of reach for many Americans with the current cost of buying a vehicle. Car subscription services make it possible to have a set of wheels without the long-term commitment of a car payment and loan. Each of these has its own benefits. Whatever you’re looking for, there’s likely a plan here that will fit into your budget and lifestyle.
Would you ever consider using a car subscription service? Let us know your thoughts below.
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Drew Blankenship is a former Porsche technician who writes and develops content full-time. He lives in North Carolina, where he enjoys spending time with his wife and two children. While Drew no longer gets his hands dirty modifying Porsches, he still loves motorsport and avidly watches Formula 1.