How Does Cashback Stacking Work?
Cashback stacking can help you save a substantial amount of money if you are willing to take the time to do it. There is more cashback going unclaimed than you might realize, especially if you start stacking your rewards. So, you’re wondering how does cashback stacking work? Here’s everything you need to know.
How Does Cashback Stacking Work?
The phrase “cashback stacking” refers to the action of utilizing more than one cashback reward when making a purchase. You can do this in a number of ways. Some shoppers stack cashback rewards by making their purchases with a cashback credit card. Then they use a cashback app or site to get even more money back. In some cases, you may even be able to get triple the rewards if you’re smart about it. Below are some tips to help.
Use Cashback Apps
Cashback apps like Ibotta and Fetch are great for scanning receipts from traditional brick-and-mortar stores. Some of these apps will have you add the items you are planning on buying to a pre-approved list before you can get your cashback. Others will have you perform your purchases through the app itself. The key is to find an app that works with the stores you shop at the most.
Make Cashback Easy
Some cashback websites and apps have easy extensions that do the work for you. Honey is a great example. If you add their browser extension to the device you do most of your online shopping you’ll start saving money instantly. You can also stack those cashback earnings with perks from other sites too.
Sign Up for In-Store Rewards
In-store rewards are another great way to get cashback, in a sense. A lot of the time when you sign up for a rewards card with a specific store you will get exclusive deals. Generally, this is discounted produce or something like that when you put in your phone number at Food Lion. At stores like Kohl’s, on the other hand, shoppers get a cash reward. These usually come in the form of $5 off $25 or $10 off $50. While it doesn’t put cash directly in your hand, it is a reward that can be stacked with others. In fact, you can usually stack these in-store perks with coupons too.
Swipe a Card With Cashback Perks
If you don’t already have one, get a credit or debit card with cashback rewards. Even if you are only getting 1% back, that’s something. You can also utilize other services through some credit cards. For example, Capital One offers price protection for some of its cardholders.
Look for Web 2.0 Sites
There are a few Web 2.0 sites out there still going strong. My wife has recently been talking about one in particular that has great cashback deals called Dollar Dig. Looking for other sites like this where you log in and earn cashback by simply shopping through their portal rather the retailers can help you save big time. In some cases, Dollar Dig has offered up to 75% cashback on certain purchases. Consider signing up for it or a similar cashback site.
Now that you know the answer to the question “how does cashback stacking work,” you can save even more on your purchases. Let us know in the comments below some of your favorite cashback sites and apps!
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Drew Blankenship is a former Porsche technician who writes and develops content full-time. He lives in North Carolina, where he enjoys spending time with his wife and two children. While Drew no longer gets his hands dirty modifying Porsches, he still loves motorsport and avidly watches Formula 1.